Get the info you need
Review the details on this page to understand how your OSAP funding is processed and released, including semester-specific information.
Confirmation of Enrolment
- Loyalist will process your OSAP Confirmation of Enrolment once your application is complete and you are enrolled in a full-time course load. This process will happen approximately a week before your study period starts.
- Once your enrolment is confirmed, funding will take five-to-seven business days to reach your bank account.
Sample OSAP disbursement summary
What you need to know for each semester
Release of funding will begin daily starting August 26, 2025.
Use the instructions below to help ensure your eligible funding is not delayed.
Fall 2025 start students
- Ensure all required OSAP documents are submitted and approved.
- You are encouraged to submit OSAP documents before the start of the semester to avoid delays.
- Document processing can take one-to-three weeks
- Pay your registration deposit. Learn more: Payment details for domestic students – Loyalist College
- If a special timetable is needed, make an appointment with a student advisor by contacting advising@loyalistcollege.com.
Winter 2025 start students
- Make sure you have reapplied for OSAP for second year of your program; you must reapply for OSAP each academic year.
- If a special timetable is needed, make an appointment with a student advisor by contacting advising@loyalistcollege.com.
- If you will not be full-time (60 percent course load, 40 percent for students with a disability), apply for part-time OSAP.
Spring 2025 start students
- Funding will be released after Spring grades are entered, even if OSAP shows an earlier expected release date.
- If a special timetable is needed, make an appointment with a student advisor by contacting advising@loyalistcollege.com. If you are not returning, let us know so Spring funding is not released and complete a program withdrawal form.
- If you will not be full-time (60 percent course load, 40 percent for students with a disability), apply for part-time OSAP.
- Check the status of your OSAP application.
- If you receive funding and were not eligible to continue in your program or are not returning and funding is released, it is your responsibility to pay back funds received. Learn more: Paying back OSAP funding
- Any funds Loyalist receives will be returned to NSLSC on your behalf and you will be notified.
Need money to help you through the Fall semester?
Complete the Government Sponsored Bursaries and Scholarships application between September 8 – October 12, 2025 to be considered.
Release of OSAP funding will begin daily starting approximately one week before the start of classes.
Use the instructions below to help ensure your eligible funding is not delayed.
Fall 2025 start students
- If a special timetable is needed, make an appointment with a student advisor by contacting advising@loyalistcollege.com.
- If you are not returning, withdraw from your program and let us know so that Winter funding is not released.
- If you will not be full time (60 percent course load/40 percent for student with disability), apply for part-time OSAP.
- Check the status of your OSAP
- If you receive funding and were not eligible to continue in your program or are not returning and the funding was released, it is your responsibility to pay back funds received. Learn more: Paying back OSAP funding – Loyalist College.
- Any funds Loyalist receives will be returned to NSLSC on your behalf, and you will be notified
Winter 2026 start students
- Ensure all required OSAP documents are submitted and approved.
- You are encouraged to submit OSAP documents before the start of the semester to avoid delays.
- Document processing can take one-to-three weeks
- Pay your registration deposit. Learn more: Payment details for domestic students – Loyalist College
Need money to help you through the Winter semester?
Complete the Government Sponsored Bursaries and Scholarships application between Jan 6 – Feb 1, 2026 to be considered.
Release of OSAP funding will begin daily starting TBD.
Use the instructions below to help ensure your eligible funding is not delayed.
Fall 2025 start students
- • If you are taking courses in the Spring semester but your OSAP is Sept. to April, you do not need to complete a new OSAP application unless starting a brand new Spring start program.
• If you will be full-time, complete and return this form to us: Loyalist Financial Aid Spring Semester Extension
• If a special timetable is needed, make an appointment with a student advisor by contacting advising@loyalistcollege.com.
Winter 2026 start students
- Funding will be released after Winter grades are entered, even if OSAP shows an earlier expected release date.
- If a special timetable is needed, make an appointment with a student advisor by contacting advising@loyalistcollege.com. If you are not returning, let us know so Spring funding is not released and complete a program withdrawal form.
- If you will not be full-time (60 percent course load, 40 percent for students with a disability), apply for part-time OSAP.
- Check the status of your OSAP application.
- If you receive funding and were not eligible to continue in your program or are not returning and funding is released, it is your responsibility to pay back funds received. Learn more: Paying back OSAP funding
- Any funds Loyalist receives will be returned to NSLSC on your behalf and you will be notified.
Spring 2026 start students
- Ensure all required OSAP documents are submitted and approved.
- Students are encouraged to submit OSAP documents before the start of the semester to avoid delays.
- Document processing can take one to three weeks.
- Deposit is paid for registration. Learn more: Payment details for domestic students
Need money to help you through the Spring semester?
Complete the Government Sponsored Bursaries and Scholarships application between April 28 – May 24, 2026 to be considered.
OSAP and 3-semester programs FAQs
Loyalist College has updated its OSAP cost codes to reflect the full academic year (Fall, Winter, and Spring) for programs with three This change aligns with Ministry guidelines and practices at other Ontario colleges and helps streamline the process as more programs adopt the 3-semester model.
OSAP will assess your application based on all three semesters, including tuition and living costs. However, funding is only released for the Fall and Winter. You will not receive a separate disbursement for the Spring semester.
You will be responsible for paying your Spring semester tuition directly to the College. OSAP will not automatically direct Spring tuition payments through the electronic process.
- Budgeting your OSAP funds from Fall and Winter to cover Spring expenses.
- Setting aside funds for Spring tuition and living costs.
- Using financial planning tools or speaking with Financial Assistance for support.
- Visit the Budgeting and resources web page to learn more.
- Pre-Service Firefighter Education and Training
- Practical Nursing (Year 2)
- Practical Nursing Accelerated (Year 1)
- Medical Radiation Technology (Years 1 and 2)
- Child and Youth Care (Year 2)
Government sponsored bursaries are available for student to apply for to help in the Spring semester. Visit the Government-sponsored financial aid bursaries and funding webpage to learn more.
Yes. We will send reminders in late August and again in late November to help you plan ahead.
- You can see your amounts being released for Fall and Winter semesters on your OSAP portal, under funding summary OSAP – Loyalist College.
- You can see your tuition amounts through your myFees in your myLoyalist portal.
Reminders:
Your OSAP funding will not be released until all required documentation has been submitted, reviewed and approved, and you are registered as a full-time student according to Ministry guidelines. Additionally, funding cannot be released if there is an active or unresolved OSAP restriction on your account.
- If your program has three semesters during the academic year (Fall, Winter, Spring) be aware that funding will be released in two instalments (Fall and Winter). You will need to budget your funding to cover tuition fees and living costs during the Spring semester.
- To be eligible for full-time OSAP, you must be enrolled in at least 60 percent course load.
- To be eligible for part-time OSAP, you must be enrolled in 20 – 59 percent course load.
- Students who have indicated a confirmed permanent disability are eligible for full-time OSAP at a 40 percent course load.
- Course load is determined by the number of hours or courses within your semester.
- Deadline to submit your OSAP application: 60 days before the end of your study period.
Where funding is directed:
Once funding is released, Loyalist will redirect funding from your OSAP to pay outstanding tuition and fees.
- If the amount of the OSAP instalment exceeds the amount owing to Loyalist, the difference will be deposited into the bank account you specified when completing the MSFAA.
- If the amount is less than the amount due, you are expected to pay the difference from your own resources.
- You should receive funding five-to-seven days after we have confirmed your enrolment.
- OSAP is issued in two instalments with approximately 60 percent issued in your first semester and 40 percent in your second.
- Your funding is released separately by the federal and provincial governments and may be deposited a few days apart. This is normal, so there is no need to worry.
Please notify the Financial Aid Office immediately if you:
- Reduce your course load
- Change your program of study
- Withdraw from your program
- Have changes in your financial information (Your income is verified by OSAP. Not reporting changes could affect your eligibility for current or future funding).
- Have a marital status change.
- Decide to attend a different post-secondary institution.
- Do not want your student loan funding.
Questions?
Our Financial Aid team is here to help.