You will receive mandatory 12-month health insurance with your tuition. Once you register, health insurance through Guard.me is automatically arranged. Confirm your arrival and class start dates with the International Centre to ensure automatic registration. Before this coverage begins, it’s crucial to purchase your own travel insurance for any time spent in Canada. Medical costs in Canada can be very high without coverage.
Effective Coverage Dates
At Loyalist, we’re here for you – personally and professionally. Small means that we can move mountains to help you succeed. We offer a range of services, opportunities and resources to support you in getting the most out of your college experience.
| September Intake | September 1 – August 31 |
| January Intake | January 1 – December 31 |
| May Intake | May 1 – April 30 |
Learn more about International healthcare access and insurance on the myLoyalist portal.
Frequently Asked Questions
Medical insurance in Canada can be costly compared to other countries. Purchasing a policy like guard.me is an investment in your health, potentially saving you money in case of unexpected medical needs. The policy covers accidental and emergency care only.
Examples of medical cost in Canada without insurance:
- Visit to a doctor or a specialist = $60 – $300
- Ambulance service = $250 – $900
- Emergency room visit = $500 – $1,500
- Overnight stay in hospital per night = $2,000 – $4,000
- Broken arm = $3,000+
- Appendix surgery = $16,000+
The health insurance included in your tuition starts on the first day of the month corresponding to your semester intake (e.g., September 1, January 1, or May 1). By submitting the travel webform you will automatically receive “Early Arrival Health Insurance” from the school, at a daily rate of $1.65, charged to your student account.