Personal Finances

Managing your personal finances is an important element of your overall wellness. Here are a couple of tips and strategies to consider:

Create a Budget

A budget is a plan that helps you prioritize your spending. With a budget, you can focus your money on the things that are most important to you. Follow these 5 simple steps to start your own financial plan.

Fund ‘Extra’ Spending with a Job

Do not stress! Head over to MyCareer Portal for job postings exclusive to Loyalist College Students on and off-campus. You can also view job opportunities in town right here.

Save, Save, Save and Capitalize on Discounts

  • Follow these 31 money-saving tricks to stretch your dollar even further!
  • Do not forget to pick up your Student Price Card which offers you great deals and discounts at thousands of retailers across Canada.
  • Exploring online coupons can get you access to deals that are not readily available in store. Take advantage of saving opportunities by signing up for free samples and online coupon books. Check out PG Every day to get started today.
  • Make use of carpooling and public transit. Do not miss your opportunity to win the Golden Carpool ticket and view the latest transit schedule.

Establish Credit

This will help in landing your first apartment, buying a vehicle, or getting approved for a loan or mortgage. Start out by visiting your local bank and asking for a small amount. Research what will work best for you. Many banks offer a small limit credit card to students to help them build their credit rating. Find out more ways to boost your credit rating.